benefits of gold loan
Gold Loan Eligibility Criteria
|Age of the applicant||Any Indian citizen above the age of 18 years and a maximum of 70 years is eligible to apply for a jewellery mortgage.Some banks require you to have a co-borrower if the credit applicant’s age is above 70 years.|
|The profession of the applicant||Most Indian banks and financial institutions offer jewellery mortgages to salaried employees, businessmen, and self-employed professionals. This also includes farmers and traders.|
quality of gold
|Jewellery mortgage eligibility, you can deposit gold in any form, including jewellery, minted coins, and ornaments. The minimum purity of the deposited gold must be 18 karats—and up to a maximum of 22 or 24 karats. Minted gold coins are accepted only if they are 24 karats with a maximum weight of 50 grams. The approved finance amount is determined mainly by the weight and current market value of the deposited gold.|
documents required for gold loan
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